Disabled persons could receive payments through Social
Security Disability Insurance and Supplemental Security Income. Both
Social Security Disability Insurance and Supplemental Security Income are
administered by the Social Security Administration. Applications usually
require a Social Security number, birth certificate, information on
medical staff visited and work information (if applicable). Applications are
reviewed to determine if the applicant qualifies.
Social Security Disability Insurance (SSDI)
It provides benefits to disabled persons if they cannot presently
work due to a medical condition that is expected to last at least one year.
Family members of disabled workers may also be eligible to receive money.
Applicants for SSDI must generally meet a minimum threshold of years worked.
For example, a 44-year-old individual must have worked at least 5.5 years in
order to pass the SSDI duration-of-work test. There are no income limitations.
When individuals getting SSDI reach full retirement age, they transition to
Social Security's old-age program and receive the same payments through the Old-Age
and Survivors Insurance Trust Fund instead of the SSDI trust fund.
Supplemental Security Income (SSI)
It offers benefits based on financial need and focuses on paying
disabled or blind adults and children who have limited income, and certain
adults over age 65. SSI is the largest federal program providing benefits to
those with disabilities and is the only program that covers people who have never
worked, or haven't worked enough hours, to qualify for SSDI. Funds for this
program come from general tax revenue instead of from Social Security
taxes and are disbursed each month to those who qualify. Few people who
receive extremely low SSDI payments and have very little other income may
qualify to receive both types of benefits.
0 comments:
Post a Comment